Business Services for Western New York, LLC • Low Cost Merchant Accounts • Point of Sale Systems
• Online Payment Gateways • Virtual Transaction Utilities
• Mobile Payments • eCommerce • Check Processing

Merchant Accounts

Transaction Tools

Processing Services

Point of Sale Systems


About Us

How to Apply


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We are proud to offer eProcessing Network as our exclusive payment gateway.

What is a Merchant Account?

If you are a merchant, meaning, you offer something for sale to someone else, you may desire to accept credit cards and debit cards to facilitate payment for the goods and services that you sell. A merchant account is necessary to make this happen. In short, a merchant account is a relationship between the merchant and a payment processor (or payment acquirer), who will set up the merchant to be able to conduct card payment transactions, process them, and then have the funds transferred from the card holder's bank account to the merchant's bank account.

Are there different kinds of Merchant Accounts?

Yes, definitely. Every merchant is different and may have unique needs based on what they sell and how business is transacted. Payment acquirers are also different and offer a variety of services. The combination of the two, along with a myriad of account fee structures, results in many different types of merchant accounts.

What's the best way to determine which Merchant Account is best for your business?

Generally speaking, it's not easy for a merchant to figure out which merchant account might be best for their business because there are so many options and providers. The best approach is to talk with some providers. You'll discover that some will either simply offer their general purpose rates, or take the time to understand your needs. We believe it is important to understand the needs of each merchant in order to ensure their requirements are properly met in the most economical manner. Our consultative approach allows us to provide the lowest cost package for all the merchant services that your business requires.

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We help business across the USA with a focus on serving those in our community, including: Buffalo, Amherst, Williamsville, Tonawanda, West Seneca, Cheektowaga, Lancaster, Elma, East Aurora, Orchard Park, Hamburg, Lackawanna, Niagara Falls, Lewiston, Lockport, Batavia, Alden, Attica, Warsaw, Arcade, Silver Creek, Springville, Ellicottville, Dunkirk, Fredonia, Jamestown, Olean, Wellsville, Hornell, Dansville, Mt. Morris, Rochester, Henrietta, Greece, Spencerport