Merchant Account Plans

We believe it is impractical to offer a "one size fits all" merchant account plan. Instead we help develop cost-effective account structures that are tailored around the merchant's business needs and profile. This objective strives to deliver the lowest, bottom-line cost for payment processing for the particular merchant.

Pre-configured Plans

There are certain merchants whose processing needs are fairly consistent. For these we have developed several recommended plans. Most merchants for whom these plans are designed will qualify for them. Click the plan name for additional details:

The 30-30 Plan is designed primarily for commercial merchants that sell goods on a business to business (B2B) relationship where Card Not Present (CNP) transactions via telephone order, mail order, and Internet gateway are the primary methods for conducting payments. Merchants who will benefit from the 30-30 plan include distributors and manufacturers of: Industrial Equipment and Materials, Packaging and Maintenance Supplies, Automation and Process Control Devices, Safety Equipment, Lumber and Home Improvement Supplies, Construction Materials and Tools, Home Appliances, HVACR Equipment, Electrical Supplies, Plumbing Equipment.

The 20-30 Plan is designed primarily for retail merchants that sell goods and services on a business to consumer relationship with the card being presented during a face to face sales transaction. The monthly payment processing volume should exceed $5,000. (see 30-FIXED Plan if processing less than $5,000). Merchants who will benefit from the 20-30 plan include: Automotive Repair Shops, Wine, Liquor, and Beverage Stores, Dental, Veterinary, Chiropractic, Physical Therapy, Hair Salons and Day Spas, Hardware and Home Improvement Stores, Sporting Goods Stores, Recreational Facilities, Clothing, Shoes, and Apparel Shops, Jewelry Stores, Appliance Stores, Carpet and Flooring Shops, Furniture Stores

The 30-FIXED Plan is geared for small businesses. It is limited to merchants who are categorized as low risk and whose average monthly processing volume is less than $5,000.

Custom-tailored Plans

Since many variables exist for merchants in certain industry segments, it is difficult to ensure the best value with a pre-configured plan. Restaurants and e-Commerce merchants are among this group. We are happy to evaluate your needs and provide a plan that best suits your requirements at the lowest possible cost. Follow this link for easy instructions for submitting the information we need to effectively offer the lowest cost:

Apply Here